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Terms & Conditions

Effective Date: April 2, 2026 | Last Updated: April 2, 2026

Welcome to thehiwirefinancial.com (the "Site"), operated by HiWire Financial, LLC ("HiWire Financial," "we," "us," or "our"). By accessing or using this Site, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this Site.

1. Use of the Site

You may use this Site for lawful purposes only. You agree not to use the Site in any way that could damage, disable, or impair the Site or interfere with any other party's use. You must be at least 18 years of age to use this Site or submit any information through our forms.

2. Services Description

HiWire Financial, LLC is a direct business lender providing working capital loans, revenue-based financing, equipment financing, and other business funding solutions. The information on this Site is for general informational purposes and does not constitute an offer to lend. All funding is subject to underwriting approval and may vary based on applicant qualifications.

3. No Guarantee of Funding

Submission of an inquiry or application through this Site does not guarantee approval or funding. All funding decisions are made at the sole discretion of HiWire Financial, LLC based on our underwriting criteria.

4. Intellectual Property

All content on this Site, including text, graphics, logos, and design elements, is the property of HiWire Financial, LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

5. Privacy

Your use of this Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

6. Third-Party Links

This Site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any third-party sites and do not endorse them.

7. Disclaimer of Warranties

This Site and its contents are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, HiWire Financial, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or our services.

9. Indemnification

You agree to indemnify and hold harmless HiWire Financial, LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Site or violation of these Terms.

10. SMS Terms & Conditions

If you opt in to receive SMS/MMS messages from HiWire Financial, LLC through our website contact form, the following terms apply:

By checking the SMS consent checkbox, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from HiWire Financial, LLC, sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, alerts, and information about our financial products and services.

  • Message frequency varies; you may receive up to 4 messages per month.
  • Message and data rates may apply depending on your mobile carrier and plan.
  • Reply STOP to any message to opt out and stop receiving SMS/MMS messages from HiWire Financial, LLC.
  • Reply HELP for assistance or contact us at alex@thehiwirefinancial.com.
  • Consent is NOT a condition of purchase. You may submit inquiries and receive our services without opting in to SMS communications.

We reserve the right to modify or discontinue the SMS messaging program at any time. Carriers are not liable for delayed or undelivered messages.

11. Governing Law

These Terms & Conditions are governed by the laws of the State of South Carolina, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in Charleston County, South Carolina.

12. Changes to These Terms

We may update these Terms & Conditions from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the Site constitutes acceptance of the updated terms.

13. Contact Us

If you have questions about these Terms & Conditions, please contact us:

HiWire Financial, LLC
211 King St, Suite 310
Charleston, SC 29401
Email: alex@thehiwirefinancial.com

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HiWire Financial

Direct business funding solutions from Charleston, SC.

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